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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Seal Beach, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Seal Beach
Keep Your First Loan in Place.

Check Your Eligibility ↓
Call (818) 937-9987Get Started

Tap the equity in your Seal Beach primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. A real person will follow up.

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Know Before You Call

Do You Qualify? What to Expect

Up to 65% Combined LTV
Your first mortgage plus the new 2nd can total up to 65% of the property’s appraised value in California.
$50K to $5M+
Loan amounts start at $50K.
Business or Investment Purpose Only
Proceeds go to a business or investment use, and you sign a business-purpose statement at closing.
Rates and Fees in Writing
You get the rate and fees in writing before you commit to anything.

Quick Self-Check

Is This the Right Loan for You?

This May Be a Fit If…
  • You own a home or investment property in California with real equity in it.
  • The money is going to a business, an investment property or a project.
  • You need $50K or more.
This Probably Isn’t a Fit If…
  • You need to borrow more than 65% of the property’s value, counting your first mortgage.
  • The money is for personal or household expenses.

Cash-Out Second Mortgages in Seal Beach

What to Know About Seal Beach

Seal Beach is a small coastal city on the Los Angeles County line, with Old Town’s narrow lots running between Main Street and the pier. College Park East and College Park West are tract neighborhoods from the 1960s, and much of the city’s land belongs to Naval Weapons Station Seal Beach and the Leisure World retirement community.

Old Town lots are small but valuable, and many hold older cottages, duplexes or triplexes owned by the same people for years. A private second on a Seal Beach rental can fund an investment purpose, or one on your primary residence a business purpose, and the first mortgage you have now keeps its terms.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Seal Beach Neighborhoods

We lend throughout Seal Beach and the rest of Orange County, including these areas.

Old Town Seal BeachThe HillCollege Park EastCollege Park WestSurfside

Straight Answers

Cash-Out Second Mortgages in Seal Beach: Questions

I own an Old Town Seal Beach duplex. Can I pull equity and keep my first loan?

Yes. A second mortgage leaves your first exactly as it is. On a duplex the purpose is investment, and bringing the current rents helps us review the property.

Do you lend in Seal Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Seal Beach, rather than handing them to an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in Seal Beach

Construction Loans in Seal BeachFix and Flip Loans in Seal BeachLand Loans in Seal Beach

Cash-Out Second Mortgages Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressBreaDana PointLaguna BeachSan Juan CapistranoLaguna HillsStanton

Have Equity in Your Seal Beach Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Seal Beach and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.