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Gardena, CA · For Real Estate Investors

Fix and Flip Loans in Gardena
Purchase + Rehab Financing for Investors.

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We finance both the purchase and the rehab on Gardena flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in Gardena

What to Know About Gardena

Gardena is a flat South Bay city bordered by the 405, 110 and 91 Freeways, with its own municipal bus system and a long history as a center of the region’s Japanese American community. Housing is mostly modest single-family homes from the 1940s through the 1960s, mixed with townhomes, condos and lots zoned for more than one unit.

Postwar Gardena houses tend to be small and solidly built, but most still have original layouts and aging systems. Adding a bathroom or converting a garage into an ADU can change the after-repair value a lot on these lots. Townhome and condo flips may need HOA approval for some work. The loan pays for purchase and rehab, sized on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Gardena Neighborhoods

We lend throughout Gardena and the rest of Los Angeles County, including these areas.

North GardenaSouth GardenaGardena Boulevard districtneighborhoods around Rowley ParkMas Fukai Park areaRosecrans Avenue corridor

Straight Answers

Fix and Flip Loans in Gardena: Questions

Does a garage conversion add value on a Gardena flip?

It often does on these lots if it is permitted as an ADU. Support the after-repair value with nearby comps that have similar unit counts.

Do you lend in Gardena?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Gardena, rather than handing them to an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Gardena?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Gardena and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.