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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Gardena, CA · Land Financing

Land Loans in Gardena
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Gardena, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Gardena

What to Know About Gardena

Gardena is a flat South Bay city bordered by the 405, 110 and 91 Freeways, with its own municipal bus system and a long history as a center of the region’s Japanese American community. Housing is mostly modest single-family homes from the 1940s through the 1960s, mixed with townhomes, condos and lots zoned for more than one unit.

Land deals in Gardena are usually infill residential lots or small commercial and industrial parcels, especially near the city’s business corridors. What zoning allows to be built is the biggest factor in value, and industrial parcels can carry environmental history. We lend up to 50% of the appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Gardena Neighborhoods

We lend throughout Gardena and the rest of Los Angeles County, including these areas.

North GardenaSouth GardenaGardena Boulevard districtneighborhoods around Rowley ParkMas Fukai Park areaRosecrans Avenue corridor

Straight Answers

Land Loans in Gardena: Questions

Do you lend on industrial parcels in Gardena?

We can, up to 50% of the appraised value, purchase or refinance. Environmental history on the site can affect both value and allowed uses.

Do you lend in Gardena?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Gardena, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Gardena

Cash-Out Second Mortgages in GardenaConstruction Loans in GardenaFix and Flip Loans in Gardena

Land Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesLancasterPalmdalePomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittierAlhambraLakewoodBellflowerRedondo BeachArcadiaDiamond BarCulver CityMonterey ParkGlendora

Have a Parcel in Gardena?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Gardena and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.