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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Santa Clarita, CA · Land Financing

Land Loans in Santa Clarita
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Santa Clarita, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Santa Clarita

What to Know About Santa Clarita

Santa Clarita grew mostly from the 1960s onward, so much of its housing is tract and master-planned, with Valencia as the best-known example. Older homes and the original downtown are concentrated in Newhall, while Canyon Country and the hills between neighborhoods bring slopes, canyons and brush.

Raw land in the Santa Clarita Valley is mostly hillside or on the edges of town, where access roads, utility extensions and grading drive what a parcel is really worth. Some lots also sit in very high fire hazard zones. We lend against the appraised value of the parcel as it is today, up to 50%, so the appraisal has to account for those realities.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Santa Clarita Neighborhoods

We lend throughout Santa Clarita and the rest of Los Angeles County, including these areas.

ValenciaSaugusNewhallCanyon CountryOld Town Newhall

Straight Answers

Land Loans in Santa Clarita: Questions

Do you lend on hillside lots without utilities in Santa Clarita?

We can, but the lack of utilities and access affects the appraised value, and the loan is sized at up to 50% of that value. The appraisal has to reflect the cost of bringing the lot to a buildable state.

Do you lend in Santa Clarita?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Santa Clarita, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Santa Clarita

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Land Loans Elsewhere in Los Angeles County

Long BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarson

Have a Parcel in Santa Clarita?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Santa Clarita and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.