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West Covina, CA · Land Financing

Land Loans in West Covina
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around West Covina, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in West Covina

What to Know About West Covina

West Covina, in the San Gabriel Valley, is mostly single-family ranch homes from the 1950s through the 1970s, with larger hillside homes in the South Hills above the valley floor. The 10 Freeway runs through the middle of the city.

Most vacant land in West Covina is hillside, in and around the South Hills, where access and slope shape what a lot is worth. We lend up to 50% of appraised value, purchase or refinance, and the appraisal sets the number.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

West Covina Neighborhoods

We lend throughout West Covina and the rest of Los Angeles County, including these areas.

South HillsGalster Park areaneighborhoods near Plaza West Covinanorth of the 10 Freeway

Straight Answers

Land Loans in West Covina: Questions

Do you lend on South Hills lots in West Covina?

Yes, up to 50% of appraised value, purchase or refinance.

Do you lend in West Covina?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including West Covina, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in West Covina?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving West Covina and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.