Cash-Out Second Mortgages in La Mesa
Keep Your First Loan in Place.
Tap the equity in your La Mesa primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.
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Cash-Out Second Mortgages in La Mesa
What to Know About La Mesa
La Mesa, the “Jewel of the Hills,” has a walkable village downtown, older homes from the early and mid-twentieth century, and hillside neighborhoods rising toward Mount Helix.
La Mesa owners in older homes and hillside neighborhoods often have significant equity and a first mortgage they’d rather keep. A private second accesses it for a business purpose on a primary residence, or from a rental, without refinancing.
How It Works
Cash-Out 2nd Mortgage Terms
Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.
Where We Lend
La Mesa Neighborhoods
We lend throughout La Mesa and the rest of San Diego County, including these areas.
Straight Answers
Cash-Out Second Mortgages in La Mesa: Questions
Can I use equity from my La Mesa hillside home?
Yes. A second mortgage accesses it for a business purpose on a primary residence, or from investment property, without a refinance.
Do you lend in La Mesa?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including La Mesa, rather than routing them through an out-of-state call center.
Can I borrow against my primary residence?
Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.
More in La Mesa
Cash-Out Second Mortgages Elsewhere in San Diego County
Have Equity in Your La Mesa Property?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving La Mesa and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.