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La Mesa, CA · Land Financing

Land Loans in La Mesa
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around La Mesa, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in La Mesa

What to Know About La Mesa

La Mesa, the “Jewel of the Hills,” has a walkable village downtown, older homes from the early and mid-twentieth century, and hillside neighborhoods rising toward Mount Helix.

Land in La Mesa is mostly hillside lots, where slope, access and utilities drive value. We lend up to 50% of appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

La Mesa Neighborhoods

We lend throughout La Mesa and the rest of San Diego County, including these areas.

La Mesa VillageGrossmontneighborhoods near Lake Murraythe slopes toward Mount HelixNorthwest La Mesa

Straight Answers

Land Loans in La Mesa: Questions

Do you lend on La Mesa hillside lots?

Yes, up to 50% of appraised value.

Do you lend in La Mesa?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including La Mesa, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in La Mesa?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving La Mesa and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.