Cash-Out Second Mortgages in Imperial Beach
Keep Your First Loan in Place.
Tap the equity in your Imperial Beach primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.
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Cash-Out Second Mortgages in Imperial Beach
What to Know About Imperial Beach
Imperial Beach is a small, flat beach city in the far southwest corner of the county, bordered by the Tijuana River Estuary, the Silver Strand and the Mexican border. Its housing is mostly modest older homes, beach cottages and small apartment buildings, and the Navy’s helicopter training field sits next to town.
A lot of Imperial Beach property is owned by investors holding small rentals near the water, and many military families keep homes here after a transfer. A private second accesses that equity for a business purpose on a primary residence or an investment property. Your current first mortgage remains in place.
How It Works
Cash-Out 2nd Mortgage Terms
Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.
Where We Lend
Imperial Beach Neighborhoods
We lend throughout Imperial Beach and the rest of San Diego County, including these areas.
Straight Answers
Cash-Out Second Mortgages in Imperial Beach: Questions
I kept my Imperial Beach house as a rental after a Navy transfer. Can I tap its equity?
Yes. A second mortgage on investment property sits behind your existing first loan, which doesn’t change.
Do you lend in Imperial Beach?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Imperial Beach, rather than routing them through an out-of-state call center.
Can I borrow against my primary residence?
Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.
More in Imperial Beach
Cash-Out Second Mortgages Elsewhere in San Diego County
Have Equity in Your Imperial Beach Property?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Imperial Beach and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.