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Imperial Beach, CA · For Real Estate Investors

Fix and Flip Loans in Imperial Beach
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on Imperial Beach flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in Imperial Beach

What to Know About Imperial Beach

Imperial Beach is a small, flat beach city in the far southwest corner of the county, bordered by the Tijuana River Estuary, the Silver Strand and the Mexican border. Its housing is mostly modest older homes, beach cottages and small apartment buildings, and the Navy’s helicopter training field sits next to town.

Older cottages and small multi-unit buildings close to the beach are the main flips here. Distance to the sand moves value a lot in a town this size. We fund purchase and rehab together, sized on after-repair value, and expect a budget that covers older systems.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Imperial Beach Neighborhoods

We lend throughout Imperial Beach and the rest of San Diego County, including these areas.

Seacoast Drive areaOld Palm Avenue corridorneighborhoods near the Tijuana River EstuaryImperial Beach Boulevard areaneighborhoods by the Silver Strand

Straight Answers

Fix and Flip Loans in Imperial Beach: Questions

How close to the beach do comps need to be in Imperial Beach?

Close. In a small town, distance to the sand moves value a lot, so we lean on nearby sales.

Do you lend in Imperial Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Imperial Beach, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Imperial Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Imperial Beach and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.