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Oceanside, CA · For Real Estate Investors

Fix and Flip Loans in Oceanside
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on Oceanside flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in Oceanside

What to Know About Oceanside

Oceanside sits next to Marine Corps Base Camp Pendleton, with beach neighborhoods like South Oceanside near the coast, older homes around downtown and the harbor, and larger lots inland. A significant share of residents are military households.

Oceanside flips range from older beach cottages in South Oceanside to inland ranch homes. Values vary a lot by distance from the coast, so comps have to be close. We fund purchase and rehab together, sized on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Oceanside Neighborhoods

We lend throughout Oceanside and the rest of San Diego County, including these areas.

South OceansideFire MountainLoma AltaNorth ValleyDowntown and the harborOcean Hills

Straight Answers

Fix and Flip Loans in Oceanside: Questions

How do Oceanside comps work for flips?

Values change a lot with distance from the coast, so comps need to be close by. We size the loan on after-repair value.

Do you lend in Oceanside?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Oceanside, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Oceanside?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Oceanside and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.