Land Loans in Oceanside
Raw and Entitled Land Financing.
Financing for raw, unentitled and entitled land in and around Oceanside, sized against the appraised value of the parcel.
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Land Loans in Oceanside
What to Know About Oceanside
Oceanside sits next to Marine Corps Base Camp Pendleton, with beach neighborhoods like South Oceanside near the coast, older homes around downtown and the harbor, and larger lots inland. A significant share of residents are military households.
Land in Oceanside is mostly inland, in the eastern part of the city, where lot size, access and utilities shape value. We lend up to 50% of appraised value, purchase or refinance.
How It Works
Land Loan Terms
Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.
Where We Lend
Oceanside Neighborhoods
We lend throughout Oceanside and the rest of San Diego County, including these areas.
Straight Answers
Land Loans in Oceanside: Questions
Do you lend on inland Oceanside lots?
Yes, up to 50% of appraised value.
Do you lend in Oceanside?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Oceanside, rather than routing them through an out-of-state call center.
How much can I borrow against land?
Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.
More in Oceanside
Land Loans Elsewhere in San Diego County
Have a Parcel in Oceanside?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Oceanside and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.