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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Seal Beach, CA · Land Financing

Land Loans in Seal Beach
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Seal Beach, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Seal Beach

What to Know About Seal Beach

Seal Beach is a small coastal city on the Los Angeles County line, with Old Town’s narrow lots running between Main Street and the pier. College Park East and College Park West are tract neighborhoods from the 1960s, and much of the city’s land belongs to Naval Weapons Station Seal Beach and the Leisure World retirement community.

There is barely any vacant land in Seal Beach. Old Town lots change hands as teardowns, and coastal rules limit what replaces the old house. We lend up to 50% of appraised value, purchase or refinance, and the appraisal will reflect those rules.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Seal Beach Neighborhoods

We lend throughout Seal Beach and the rest of Orange County, including these areas.

Old Town Seal BeachThe HillCollege Park EastCollege Park WestSurfside

Straight Answers

Land Loans in Seal Beach: Questions

Can I get a loan on an Old Town teardown lot?

Yes. We lend up to 50% of the appraised value, purchase or refinance, and coastal rules on what can replace the house factor into that appraisal.

Do you lend in Seal Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Seal Beach, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Seal Beach

Cash-Out Second Mortgages in Seal BeachConstruction Loans in Seal BeachFix and Flip Loans in Seal Beach

Land Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressBreaDana PointLaguna BeachSan Juan CapistranoLaguna HillsStanton

Have a Parcel in Seal Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Seal Beach and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.