Construction Loans in Los Angeles
Ground-Up, ADUs and Rebuilds.
Private construction financing for Los Angeles builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in Los Angeles
What to Know About Los Angeles
The City of Los Angeles covers everything from hillside streets in Silver Lake and Eagle Rock to the flat postwar grids of Van Nuys and North Hollywood in the San Fernando Valley. Craftsman and Victorian homes in Highland Park, early bungalows across South LA and mid-century houses near LAX in Westchester all fall under the same city rules.
Building inside LA city limits means LADBS plan check, and on many lots more than that. Hillside parcels in Silver Lake, Eagle Rock and Mount Washington fall under the city’s hillside rules, which limit size and grading, and large parts of the hills are mapped as very high fire hazard severity zones. Much of Highland Park sits in a Historic Preservation Overlay Zone, so exterior work there goes through extra review. We underwrite to the approved plans and fund draws once completed work is verified.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
Los Angeles Neighborhoods
We lend throughout Los Angeles and the rest of Los Angeles County, including these areas.
Straight Answers
Construction Loans in Los Angeles: Questions
Does the hillside ordinance affect a build in Silver Lake or Eagle Rock?
Usually, yes. Hillside rules in the City of LA limit size and grading on many lots, and fire zone requirements often apply too. We underwrite to the plans the city approves, so those limits are already built in.
Do you lend in Los Angeles?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Los Angeles, rather than routing them through an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in Los Angeles
Construction Loans Elsewhere in Los Angeles County
Have a Build in Los Angeles?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Los Angeles and Los Angeles County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.