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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Lancaster, CA · Construction Financing

Construction Loans in Lancaster
Ground-Up, ADUs and Rebuilds.

Private construction financing for Lancaster builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Lancaster

What to Know About Lancaster

Lancaster sits in the Antelope Valley on the western edge of the Mojave Desert, well north of the San Gabriel Mountains. Most of its homes are tract subdivisions from the 1980s onward, with older houses around Lancaster Boulevard downtown and open desert acreage on every side of town.

There is room to build in Lancaster, which is a big part of its appeal to builders. Desert sites on the outskirts often need a well or septic system, and some lack paved road access, so site costs can catch people off guard. New homes in California also have to meet state solar and energy code requirements. We size the construction loan to the full budget and release funds in draws as stages are finished.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Lancaster Neighborhoods

We lend throughout Lancaster and the rest of Los Angeles County, including these areas.

Downtown Lancaster (The BLVD)West LancasterEast Lancasterneighborhoods near Antelope Valley Collegenear the Antelope Valley Fairgrounds

Straight Answers

Construction Loans in Lancaster: Questions

I want to build on desert land outside Lancaster. Do you cover the well and septic?

Those costs can be part of the construction budget. Site work on outlying desert parcels is often a big share of the total, so we want it priced out before the loan is sized.

Do you lend in Lancaster?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Lancaster, rather than routing them through an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

More in Lancaster

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Construction Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesPalmdalePomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittier

Have a Build in Lancaster?

Tell us about it and we’ll give you a straight answer.

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Serving Lancaster and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.