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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Whittier, CA · Construction Financing

Construction Loans in Whittier
Ground-Up, ADUs and Rebuilds.

Private construction financing for Whittier builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Whittier

What to Know About Whittier

Whittier was founded by Quakers in the late 1800s and still has a core of early twentieth century homes around Uptown and Whittier College. Postwar tracts spread across the flatter east side, and the Whittier Hills to the north bring larger hillside homes in areas like Friendly Hills.

Whittier has designated historic districts around Uptown, including College Hills and Hadley-Greenleaf, where exterior work goes through review. In the Whittier Hills, slopes and fire hazard zones affect site work and building requirements. On the flat east side, ADUs and additions are the norm. We fund against approved plans and release draws as stages are completed.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Whittier Neighborhoods

We lend throughout Whittier and the rest of Los Angeles County, including these areas.

Uptown WhittierCollege HillsHadley-GreenleafFriendly HillsEast WhittierWhittwood

Straight Answers

Construction Loans in Whittier: Questions

Is building in the Whittier Hills different from the flats?

Yes. Slopes and fire hazard zones bring extra site work and building requirements. We size the loan to the full budget.

Do you lend in Whittier?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Whittier, rather than routing them through an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

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Have a Build in Whittier?

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Serving Whittier and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.