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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Downey, CA · Land Financing

Land Loans in Downey
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Downey, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Downey

What to Know About Downey

Downey is a largely mid-century city in southeast Los Angeles County, with ranch homes from the 1940s through the 1960s and some notably large lots in North Downey. Its aerospace history, including the space shuttle program, is still part of the city’s identity.

Vacant land is scarce in Downey, so land deals here are usually infill lots or lots created by a split. Zoning and what can be built determine value. We lend up to 50% of appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Downey Neighborhoods

We lend throughout Downey and the rest of Los Angeles County, including these areas.

North DowneyNortheast Downeyneighborhoods near Furman Parksouth of Firestone Boulevard

Straight Answers

Land Loans in Downey: Questions

Do you lend on lots created by a split in Downey?

Yes, up to 50% of appraised value once the parcel exists and can be appraised.

Do you lend in Downey?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Downey, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Downey

Cash-Out Second Mortgages in DowneyConstruction Loans in DowneyFix and Flip Loans in Downey

Land Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaHawthorneCarson

Have a Parcel in Downey?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Downey and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.