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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Santee, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Santee
Keep Your First Loan in Place.

Tap the equity in your Santee primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. We respond within 24 hours.

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Cash-Out Second Mortgages in Santee

What to Know About Santee

Santee is a mostly residential East County city along the San Diego River, next to Mission Trails Regional Park, with neighborhoods like Carlton Hills and Carlton Oaks and open space on its edges.

Santee homeowners often have built solid equity, with many holding a first mortgage worth keeping. A private second accesses it for a business purpose on a primary residence, or from a rental, without a refinance.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Santee Neighborhoods

We lend throughout Santee and the rest of San Diego County, including these areas.

Carlton HillsCarlton Oaksneighborhoods along the San Diego RiverTown CenterFanita area

Straight Answers

Cash-Out Second Mortgages in Santee: Questions

Can I access equity in my Carlton Hills home?

Yes. A business-purpose second mortgage accesses it while leaving your first loan in place.

Do you lend in Santee?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Santee, rather than routing them through an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in Santee

Construction Loans in SanteeFix and Flip Loans in SanteeLand Loans in Santee

Cash-Out Second Mortgages Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoSolana BeachDel Mar

Have Equity in Your Santee Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Santee and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.