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Santee, CA · For Real Estate Investors

Fix and Flip Loans in Santee
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on Santee flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in Santee

What to Know About Santee

Santee is a mostly residential East County city along the San Diego River, next to Mission Trails Regional Park, with neighborhoods like Carlton Hills and Carlton Oaks and open space on its edges.

Santee’s housing is largely from the 1970s and 1980s, and homes with original finishes are steady flip candidates. We fund purchase and rehab together, sized on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Santee Neighborhoods

We lend throughout Santee and the rest of San Diego County, including these areas.

Carlton HillsCarlton Oaksneighborhoods along the San Diego RiverTown CenterFanita area

Straight Answers

Fix and Flip Loans in Santee: Questions

What do Santee flips usually need?

Homes from the 1970s and 1980s often need updated kitchens, baths and systems.

Do you lend in Santee?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Santee, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Santee?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Santee and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.