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Santee, CA · Land Financing

Land Loans in Santee
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Santee, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Santee

What to Know About Santee

Santee is a mostly residential East County city along the San Diego River, next to Mission Trails Regional Park, with neighborhoods like Carlton Hills and Carlton Oaks and open space on its edges.

Remaining land in Santee is mostly at the edges of the city near open space, where access, slope and fire-zone rules shape value. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Santee Neighborhoods

We lend throughout Santee and the rest of San Diego County, including these areas.

Carlton HillsCarlton Oaksneighborhoods along the San Diego RiverTown CenterFanita area

Straight Answers

Land Loans in Santee: Questions

Do you lend on land near Mission Trails?

Yes, up to 50% of appraised value. Access, slope and fire-zone rules affect value.

Do you lend in Santee?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Santee, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Santee?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Santee and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.