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Pomona, CA · Construction Financing

Construction Loans in Pomona
Ground-Up, ADUs and Rebuilds.

Private construction financing for Pomona builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Pomona

What to Know About Pomona

Pomona, at the eastern end of Los Angeles County, has some of the oldest housing in the region, with Victorian and Craftsman homes in Lincoln Park and Wilton Heights near downtown. Phillips Ranch and the Ganesha Hills add later hillside neighborhoods, and the city is home to Cal Poly Pomona and the Fairplex.

Lincoln Park and Wilton Heights are historic districts, so exterior changes and additions there go through design review with the city. Phillips Ranch and the Ganesha Hills bring a different set of issues: slopes, drainage and hillside grading. Infill and ADU work is common on the older lots closer to downtown. We underwrite to approved plans and fund draws as each stage is checked.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Pomona Neighborhoods

We lend throughout Pomona and the rest of Los Angeles County, including these areas.

Lincoln ParkWilton HeightsPhillips RanchGanesha HillsDowntown Pomona

Straight Answers

Construction Loans in Pomona: Questions

Is it harder to add on to a house in Wilton Heights?

It takes more steps. Wilton Heights is a historic district, so additions and exterior changes go through design review. We underwrite to the approved plans.

Do you lend in Pomona?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Pomona, rather than routing them through an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

Have a Build in Pomona?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Pomona and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.