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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Lancaster, CA · Land Financing

Land Loans in Lancaster
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Lancaster, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Lancaster

What to Know About Lancaster

Lancaster sits in the Antelope Valley on the western edge of the Mojave Desert, well north of the San Gabriel Mountains. Most of its homes are tract subdivisions from the 1980s onward, with older houses around Lancaster Boulevard downtown and open desert acreage on every side of town.

Raw land is everywhere around Lancaster, and quality varies widely from one parcel to the next. Road access, distance to power, water availability and whether a lot can support septic all affect the appraisal. Parcels with western Joshua trees on them can bring state permitting steps before any clearing. We lend up to 50% of the appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Lancaster Neighborhoods

We lend throughout Lancaster and the rest of Los Angeles County, including these areas.

Downtown Lancaster (The BLVD)West LancasterEast Lancasterneighborhoods near Antelope Valley Collegenear the Antelope Valley Fairgrounds

Straight Answers

Land Loans in Lancaster: Questions

Can I borrow against raw acreage near Lancaster?

Yes, up to 50% of the appraised value. Road access, power, water and septic suitability all weigh on what the parcel appraises for.

Do you lend in Lancaster?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Lancaster, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Lancaster

Cash-Out Second Mortgages in LancasterConstruction Loans in LancasterFix and Flip Loans in Lancaster

Land Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesPalmdalePomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittier

Have a Parcel in Lancaster?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Lancaster and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.