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Whittier, CA · Land Financing

Land Loans in Whittier
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Whittier, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Whittier

What to Know About Whittier

Whittier was founded by Quakers in the late 1800s and still has a core of early twentieth century homes around Uptown and Whittier College. Postwar tracts spread across the flatter east side, and the Whittier Hills to the north bring larger hillside homes in areas like Friendly Hills.

Land in Whittier is mostly hillside parcels in the Whittier Hills and a handful of infill lots. Slope, access, utilities and fire zone rules shape what a hillside lot is worth. We lend up to 50% of the appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Whittier Neighborhoods

We lend throughout Whittier and the rest of Los Angeles County, including these areas.

Uptown WhittierCollege HillsHadley-GreenleafFriendly HillsEast WhittierWhittwood

Straight Answers

Land Loans in Whittier: Questions

Do you lend on hillside lots in Whittier?

Yes, up to 50% of the appraised value, purchase or refinance. Slope, access and fire zone rules shape what a lot is worth.

Do you lend in Whittier?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Whittier, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Whittier?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Whittier and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.