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El Cajon, CA · For Real Estate Investors

Fix and Flip Loans in El Cajon
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on El Cajon flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in El Cajon

What to Know About El Cajon

El Cajon sits in a valley in East County, with mid-century homes on the valley floor, hillside neighborhoods like Fletcher Hills and Granite Hills around the rim, and a significant number of mobile home parks.

Mid-century homes on the El Cajon valley floor are steady flip inventory, often needing new systems and updated interiors. We fund purchase and rehab together, sized on after-repair value, with draws that follow the work.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

El Cajon Neighborhoods

We lend throughout El Cajon and the rest of San Diego County, including these areas.

Fletcher HillsGranite HillsDowntown El CajonBostonianeighborhoods along the valley rim

Straight Answers

Fix and Flip Loans in El Cajon: Questions

Are mid-century El Cajon homes good flips?

Many are, especially those needing new systems and updated interiors.

Do you lend in El Cajon?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including El Cajon, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in El Cajon?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving El Cajon and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.