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San Diego, CA · For Real Estate Investors

Fix and Flip Loans in San Diego
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on San Diego flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in San Diego

What to Know About San Diego

The City of San Diego stretches from coastal neighborhoods like La Jolla and Point Loma to inland mesas and the northern suburbs around Rancho Bernardo. Canyons cut through many of its older urban neighborhoods, and the housing ranges from early twentieth-century Craftsman bungalows in North Park to post-war tract homes in Clairemont and newer planned communities farther north.

San Diego flips look very different from one neighborhood to the next. A dated 1950s Clairemont ranch needs a different budget than a North Park bungalow with original wiring, and both trade at different numbers than a canyon-edge lot in Point Loma. We fund the purchase and the rehab together, sized on after-repair value, so the comps you pick need to come from the same neighborhood.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

San Diego Neighborhoods

We lend throughout San Diego and the rest of San Diego County, including these areas.

North ParkClairemontPoint LomaLa JollaMira MesaCity HeightsRancho Bernardo

Straight Answers

Fix and Flip Loans in San Diego: Questions

Can I flip a North Park Craftsman in a historic district?

Yes. Exterior changes go through historic review, so plan for that time and keep the original character the review will expect.

Do you lend in San Diego?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including San Diego, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in San Diego?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving San Diego and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.