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National City, CA · For Real Estate Investors

Fix and Flip Loans in National City
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on National City flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in National City

What to Know About National City

National City is one of the oldest cities in San Diego County, sitting on the bay between San Diego and Chula Vista next to Naval Base San Diego. Much of its housing is older single-family homes and small apartment buildings, with a few Victorian-era houses still standing near downtown.

The flip inventory here is mostly older homes that have been lived in a long time, often with aging plumbing, electrical and roofs. Buyers in National City are price-sensitive, so the rehab budget has to match what nearby homes actually sell for. We fund purchase and rehab together and size the loan on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

National City Neighborhoods

We lend throughout National City and the rest of San Diego County, including these areas.

Downtown National CityWestsideKimball Park areaEl Toyon Park areaLas Palmas Park areaPlaza Bonita area

Straight Answers

Fix and Flip Loans in National City: Questions

What should I budget for on an older National City flip?

Plumbing, electrical and roofs come up often in homes this age. Put them in the budget before you close so the loan covers them.

Do you lend in National City?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including National City, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in National City?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving National City and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.