Fix and Flip Loans in Encinitas
Purchase + Rehab Financing for Investors.
We finance both the purchase and the rehab on Encinitas flips, sized on after-repair value, with draws that follow your actual construction schedule.
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Fix and Flip Loans in Encinitas
What to Know About Encinitas
Encinitas is a coastal North County city made up of distinct communities, from the beach towns of Leucadia, Cardiff-by-the-Sea and Old Encinitas to the rural, horse-friendly hills of Olivenhain. Homes along the ocean sit on coastal bluffs, and most of the western half of the city is in the coastal zone.
Small beach cottages in Leucadia and Old Encinitas and dated tract homes in New Encinitas are the usual Encinitas flips. The gap between a cottage close to the water and one east of the freeway is wide. We fund purchase and rehab together on after-repair value, and comps should stay within the same community.
How It Works
Fix & Flip Loan Terms
Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.
Where We Lend
Encinitas Neighborhoods
We lend throughout Encinitas and the rest of San Diego County, including these areas.
Straight Answers
Fix and Flip Loans in Encinitas: Questions
Are Cardiff cottages worth flipping?
They can be, with comps from Cardiff itself. Value shifts a lot depending on how close the home is to the water.
Do you lend in Encinitas?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Encinitas, rather than routing them through an out-of-state call center.
How is the loan sized?
On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.
More in Encinitas
Fix and Flip Loans Elsewhere in San Diego County
Have a Flip Lined Up in Encinitas?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Encinitas and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.