Call Now
Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Cypress, CA · Construction Financing

Construction Loans in Cypress
Ground-Up, ADUs and Rebuilds.

Private construction financing for Cypress builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.

By submitting you agree to be contacted by phone, text, or email about your inquiry. Consent is not a condition of obtaining a loan. See our Privacy Policy.

Construction Loans in Cypress

What to Know About Cypress

Cypress began as dairy country and incorporated in 1956 as Dairy City before changing its name the next year. Today it is flat and mostly single-family, with tracts from the 1950s through the 1970s, Cypress College, and Los Alamitos Race Course, which sits inside Cypress despite its name.

Cypress lots are regular and level, which keeps site costs predictable. Rear ADUs, garage conversions and second-story additions on single-story ranch homes cover most of what we fund here. A second story usually means engineering on a structure from the 1960s, so that belongs in the budget. Draws are tied to the approved plans and released once inspections clear.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Cypress Neighborhoods

We lend throughout Cypress and the rest of Orange County, including these areas.

neighborhoods near Cypress CollegeLincoln Avenue corridorCypress Business Park areaneighborhoods near Arnold Cypress ParkLos Alamitos Race Course area

Straight Answers

Construction Loans in Cypress: Questions

Will a second story on my 1960s Cypress ranch house need engineering?

Almost always. The original framing and foundation have to be checked for the added load. Put that in the budget and we’ll underwrite against the approved plans.

Do you lend in Cypress?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Cypress, rather than handing them to an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

More in Cypress

Cash-Out Second Mortgages in CypressFix and Flip Loans in CypressLand Loans in Cypress

Construction Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoBreaDana PointLaguna BeachSan Juan CapistranoLaguna HillsSeal BeachStanton

Have a Build in Cypress?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Cypress and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.