Call Now
Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Fountain Valley, CA · Construction Financing

Construction Loans in Fountain Valley
Ground-Up, ADUs and Rebuilds.

Private construction financing for Fountain Valley builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.

By submitting you agree to be contacted by phone, text, or email about your inquiry. Consent is not a condition of obtaining a loan. See our Privacy Policy.

Construction Loans in Fountain Valley

What to Know About Fountain Valley

Fountain Valley was farmland until the 1960s, and the city filled in quickly over the next two decades with single-family tracts on flat ground. Mile Square Regional Park sits in the middle of town, and the Santa Ana River runs along its eastern edge.

Fountain Valley’s tract homes sit on regular lots with room for a rear ADU or a second-story addition, and those are most of the projects we fund here. Ground-up building is rare. We underwrite to the approved plans and the value after completion, with draws released as work is inspected.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Fountain Valley Neighborhoods

We lend throughout Fountain Valley and the rest of Orange County, including these areas.

Mile Square Park areaFountain Valley Recreation Center areaneighborhoods along Brookhurst Streetneighborhoods along Magnolia StreetTalbert Avenue area

Straight Answers

Construction Loans in Fountain Valley: Questions

Do you finance second-story additions on Fountain Valley tract homes?

Yes. We underwrite against approved plans, budget and the completed value, and fund draws as each phase is inspected.

Do you lend in Fountain Valley?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Fountain Valley, rather than handing them to an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

More in Fountain Valley

Cash-Out Second Mortgages in Fountain ValleyFix and Flip Loans in Fountain ValleyLand Loans in Fountain Valley

Construction Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraPlacentiaRancho Santa MargaritaAliso ViejoCypressBreaDana PointLaguna BeachSan Juan CapistranoLaguna HillsSeal BeachStanton

Have a Build in Fountain Valley?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Fountain Valley and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.