Construction Loans in Orange
Ground-Up, ADUs and Rebuilds.
Private construction financing for Orange builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in Orange
What to Know About Orange
The City of Orange grew outward from the Plaza in Old Towne, one of the largest historic districts in California, with Craftsman bungalows and early twentieth-century homes on the surrounding blocks. East of the 55 the city turns into postwar tracts and then hillside neighborhoods like Santiago Hills and Serrano Heights.
Building in Old Towne means working within the historic district’s design standards, so additions and ADUs there need plans that fit the neighborhood and can take longer to approve. Up in the eastern hills, slope and fire hazard zone requirements tend to drive the budget. We underwrite to approved plans and the completed value, then fund in stages.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
Orange Neighborhoods
We lend throughout Orange and the rest of Orange County, including these areas.
Straight Answers
Construction Loans in Orange: Questions
Will Old Towne’s historic rules slow down my addition?
They can add a step. Exterior work in the historic district is reviewed for fit with the neighborhood. We underwrite to the approved plans and build that review into the timeline.
Do you lend in Orange?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Orange, rather than handing them to an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in Orange
Construction Loans Elsewhere in Orange County
Have a Build in Orange?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Orange and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.