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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Brea, CA · Construction Financing

Construction Loans in Brea
Ground-Up, ADUs and Rebuilds.

Private construction financing for Brea builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Brea

What to Know About Brea

Brea grew up around the oil fields in the hills north of town, and its name comes from the Spanish word for tar. Older homes sit near the rebuilt downtown on Birch Street, postwar tracts fill the flat middle of the city, and newer communities such as Olinda Ranch and Blackstone climb toward Carbon Canyon.

Building near the Brea hills means fire hazard zone rules, and parts of the city sit on former oil land, so old wells can surface during planning. On flat lots in central Brea, the usual project is an ADU or a rear addition. We underwrite to the approved plans and the expected completed value, and release money in draws after inspection.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Brea Neighborhoods

We lend throughout Brea and the rest of Orange County, including these areas.

Downtown BreaOlinda RanchBlackstoneLa Florestaneighborhoods near Brea Malleast Brea hillside neighborhoods

Straight Answers

Construction Loans in Brea: Questions

Could old oil wells affect my building plans in Brea?

On some parcels, yes. Former oil land can have wells that need to be located and dealt with before construction. That work belongs in the plans and budget we underwrite.

Do you lend in Brea?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Brea, rather than handing them to an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

More in Brea

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Construction Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressDana PointLaguna BeachSan Juan CapistranoLaguna HillsSeal BeachStanton

Have a Build in Brea?

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Get Started → or call (818) 937-9987

Serving Brea and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.