Construction Loans in Westminster
Ground-Up, ADUs and Rebuilds.
Private construction financing for Westminster builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in Westminster
What to Know About Westminster
Westminster is flat, built-out and mostly single-family, with tract homes that replaced farmland in the 1950s and 1960s. It is also home to Little Saigon, the center of the largest Vietnamese American community in the country, with a dense commercial corridor along Bolsa Avenue.
With almost no vacant lots, construction in Westminster is about adding to what’s already there. ADUs, room additions and second stories on 1950s and 1960s homes make up most of the projects we see. We review the approved plans and budget, then fund draws as each phase passes inspection.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
Westminster Neighborhoods
We lend throughout Westminster and the rest of Orange County, including these areas.
Straight Answers
Construction Loans in Westminster: Questions
Can I add a second story to my 1960s Westminster house?
Yes. We underwrite to the approved plans, a realistic budget and the finished value. The original structure often needs engineering for the added load, so include that in the budget.
Do you lend in Westminster?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Westminster, rather than handing them to an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in Westminster
Construction Loans Elsewhere in Orange County
Have a Build in Westminster?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Westminster and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.