Construction Loans in La Habra
Ground-Up, ADUs and Rebuilds.
Private construction financing for La Habra builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in La Habra
What to Know About La Habra
La Habra sits at the top of Orange County on the Los Angeles County line, with the Puente Hills rising to the north. Most of the city is postwar single-family housing from the 1950s and 1960s, with some older homes near downtown and newer neighborhoods toward the hills.
ADUs and additions on older La Habra lots are the bread and butter of construction lending here. Toward the north end, sloped lots near the hills can add grading and drainage costs, and some areas carry fire hazard zone requirements. We underwrite against the approved plans and fund in stages after inspection.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
La Habra Neighborhoods
We lend throughout La Habra and the rest of Orange County, including these areas.
Straight Answers
Construction Loans in La Habra: Questions
Will a sloped lot in north La Habra change my construction budget?
Usually. Grading, drainage and retaining walls add cost, and fire-zone rules may apply near the hills. We underwrite against approved plans with that site work included.
Do you lend in La Habra?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including La Habra, rather than handing them to an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in La Habra
Construction Loans Elsewhere in Orange County
Have a Build in La Habra?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving La Habra and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.