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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Redondo Beach, CA · Construction Financing

Construction Loans in Redondo Beach
Ground-Up, ADUs and Rebuilds.

Private construction financing for Redondo Beach builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Redondo Beach

What to Know About Redondo Beach

Redondo Beach is a South Bay beach city with King Harbor and the pier on its waterfront and Riviera Village at its southern end. North Redondo, the larger and flatter half of town, has many postwar lots that have been rebuilt as side-by-side townhomes, while South Redondo and Golden Hills climb toward the Palos Verdes hills.

Construction in Redondo Beach often means replacing an older beach house with a larger home or a pair of attached units. Property closer to the shore can sit inside the coastal zone, which may require a coastal development permit, and Golden Hills lots add slope and retaining wall costs. We underwrite against the approved plans and full budget. Draws follow inspected progress.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Redondo Beach Neighborhoods

We lend throughout Redondo Beach and the rest of Los Angeles County, including these areas.

Riviera VillageKing HarborNorth RedondoSouth RedondoGolden HillsAvenues (South Redondo)

Straight Answers

Construction Loans in Redondo Beach: Questions

Will I need a coastal permit to rebuild near the water in Redondo Beach?

Possibly. Lots inside the coastal zone may need a coastal development permit, which adds time. We underwrite to the final approved plans.

Do you lend in Redondo Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Redondo Beach, rather than handing them to an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

More in Redondo Beach

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Construction Loans Elsewhere in Los Angeles County

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Have a Build in Redondo Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Redondo Beach and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.