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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Lakewood, CA · Construction Financing

Construction Loans in Lakewood
Ground-Up, ADUs and Rebuilds.

Private construction financing for Lakewood builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Lakewood

What to Know About Lakewood

Lakewood is one of the best-known postwar planned suburbs in the country, built at a fast pace in the early 1950s on flat land between Long Beach and the 605 Freeway. Most of the city is small single-story ranch homes on regular lots, with the older Lakewood Village area near Long Beach Airport predating the big tract build-out.

Because Lakewood lots and houses are so uniform, the construction work here is fairly predictable: ADUs in back, garage conversions, rear additions and second-story builds. A second story on a slab-on-grade ranch house can mean structural work and a foundation review before framing goes up. We size the loan to the full approved budget. Draws are released as the city signs off on each phase.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Lakewood Neighborhoods

We lend throughout Lakewood and the rest of Los Angeles County, including these areas.

Lakewood VillageMayfairneighborhoods near Lakewood CenterCarson Park areaDel Valle Park areaneighborhoods around Bolivar Park

Straight Answers

Construction Loans in Lakewood: Questions

What should I plan for when adding a second story to a Lakewood ranch house?

Expect structural engineering and possibly foundation work before framing. Those costs go into the budget, and draws are released as the city signs off on each phase.

Do you lend in Lakewood?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Lakewood, rather than handing them to an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

More in Lakewood

Cash-Out Second Mortgages in LakewoodFix and Flip Loans in LakewoodLand Loans in Lakewood

Construction Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesLancasterPalmdalePomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittierAlhambraBellflowerRedondo BeachArcadiaDiamond BarCulver CityGardenaMonterey ParkGlendora

Have a Build in Lakewood?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Lakewood and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.