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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
National City, CA · Land Financing

Land Loans in National City
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around National City, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in National City

What to Know About National City

National City is one of the oldest cities in San Diego County, sitting on the bay between San Diego and Chula Vista next to Naval Base San Diego. Much of its housing is older single-family homes and small apartment buildings, with a few Victorian-era houses still standing near downtown.

Vacant land in National City is scarce, and what comes up is usually a small infill lot or a parcel on the hillier east side toward Bonita. Zoning and utility access do most of the work in setting value. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

National City Neighborhoods

We lend throughout National City and the rest of San Diego County, including these areas.

Downtown National CityWestsideKimball Park areaEl Toyon Park areaLas Palmas Park areaPlaza Bonita area

Straight Answers

Land Loans in National City: Questions

Do you lend on small infill lots in National City?

Yes, up to 50% of appraised value. Zoning and utility access are what an appraiser looks at first.

Do you lend in National City?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including National City, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in National City

Cash-Out Second Mortgages in National CityConstruction Loans in National CityFix and Flip Loans in National City

Land Loans Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoEncinitasImperial BeachLemon GroveCoronadoSolana BeachDel Mar

Have a Parcel in National City?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving National City and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.