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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Palmdale, CA · Land Financing

Land Loans in Palmdale
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Palmdale, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Palmdale

What to Know About Palmdale

Palmdale is the southern half of the Antelope Valley, pressed up against the San Gabriel Mountains and the San Andreas Fault. Housing here is mostly built from the 1980s forward, from master-planned west side communities like Rancho Vista and Anaverde to older, flatter tracts in East Palmdale.

Palmdale has foothill lots on the south and wide desert parcels to the east, and they appraise very differently. Fault zones, slope and access matter in the foothills, while out east it comes down to power, water and paved roads. We lend up to 50% of the appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Palmdale Neighborhoods

We lend throughout Palmdale and the rest of Los Angeles County, including these areas.

Rancho VistaAnaverdeWest PalmdaleRitter RanchEast PalmdaleDowntown Palmdale

Straight Answers

Land Loans in Palmdale: Questions

Do you lend on Palmdale foothill lots?

Yes, up to 50% of the appraised value, purchase or refinance. Slope, access and any fault zone mapping affect value.

Do you lend in Palmdale?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Palmdale, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Palmdale

Cash-Out Second Mortgages in PalmdaleConstruction Loans in PalmdaleFix and Flip Loans in Palmdale

Land Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesLancasterPomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittier

Have a Parcel in Palmdale?

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Get Started → or call (818) 937-9987

Serving Palmdale and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.