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Vista, CA · For Real Estate Investors

Fix and Flip Loans in Vista
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on Vista flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in Vista

What to Know About Vista

Vista mixes a walkable downtown in Vista Village, the planned community of Shadowridge, and semi-rural areas with larger lots and avocado groves toward the hills.

Vista flips range from older homes near Vista Village to larger semi-rural properties that need updating. Lot size can add value through ADUs. We fund purchase and rehab together, sized on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Vista Neighborhoods

We lend throughout Vista and the rest of San Diego County, including these areas.

ShadowridgeVista VillageBuena CreekFoothill areaneighborhoods along Vista Way

Straight Answers

Fix and Flip Loans in Vista: Questions

Can lot size add value to a Vista flip?

Yes. Larger lots can support an ADU, which can raise the after-repair value.

Do you lend in Vista?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Vista, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Vista?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Vista and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.