Land Loans in Vista
Raw and Entitled Land Financing.
Financing for raw, unentitled and entitled land in and around Vista, sized against the appraised value of the parcel.
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Land Loans in Vista
What to Know About Vista
Vista mixes a walkable downtown in Vista Village, the planned community of Shadowridge, and semi-rural areas with larger lots and avocado groves toward the hills.
Vista has a good share of rural and semi-rural land, often with groves, septic and access questions that affect value. We lend up to 50% of appraised value on purchase or refinance.
How It Works
Land Loan Terms
Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.
Where We Lend
Vista Neighborhoods
We lend throughout Vista and the rest of San Diego County, including these areas.
Straight Answers
Land Loans in Vista: Questions
Do you lend on rural land in Vista?
Yes, up to 50% of appraised value. Groves, septic and access affect value.
Do you lend in Vista?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Vista, rather than routing them through an out-of-state call center.
How much can I borrow against land?
Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.
More in Vista
Land Loans Elsewhere in San Diego County
Have a Parcel in Vista?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Vista and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.