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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
El Monte, CA · Land Financing

Land Loans in El Monte
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around El Monte, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in El Monte

What to Know About El Monte

El Monte sits in the middle of the San Gabriel Valley between the San Gabriel and Rio Hondo rivers, with the 10 Freeway and El Monte Station running through it. Homes are mostly modest single-family houses from the 1940s through the 1960s, mixed with small apartment buildings and lots that hold more than one unit.

Vacant land in El Monte is limited to infill lots and a few commercial parcels, and what zoning allows on a lot drives its value more than anything else. We lend up to 50% of the appraised value, purchase or refinance, and the appraisal determines the amount.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

El Monte Neighborhoods

We lend throughout El Monte and the rest of Los Angeles County, including these areas.

Downtown El MonteFlair ParkNorwood VillageArden Villageneighborhoods near San Gabriel Valley Airport

Straight Answers

Land Loans in El Monte: Questions

Do you lend on infill lots in El Monte?

Yes, up to 50% of the appraised value, purchase or refinance. Zoning determines most of what the lot is worth.

Do you lend in El Monte?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including El Monte, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in El Monte

Cash-Out Second Mortgages in El MonteConstruction Loans in El MonteFix and Flip Loans in El Monte

Land Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesLancasterPalmdalePomonaInglewoodNorwalkComptonSanta MonicaWhittier

Have a Parcel in El Monte?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving El Monte and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.