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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Brea, CA · Land Financing

Land Loans in Brea
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Brea, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Brea

What to Know About Brea

Brea grew up around the oil fields in the hills north of town, and its name comes from the Spanish word for tar. Older homes sit near the rebuilt downtown on Birch Street, postwar tracts fill the flat middle of the city, and newer communities such as Olinda Ranch and Blackstone climb toward Carbon Canyon.

Land in Brea is mostly in the northern and eastern hills, where slope, access roads, utilities and fire rules all affect what can be built, and some parcels carry oil-field history. All of that shows up in the appraisal. We lend up to 50% of the appraised value, for a purchase or a refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Brea Neighborhoods

We lend throughout Brea and the rest of Orange County, including these areas.

Downtown BreaOlinda RanchBlackstoneLa Florestaneighborhoods near Brea Malleast Brea hillside neighborhoods

Straight Answers

Land Loans in Brea: Questions

Do you make loans on hillside land in north Brea?

Yes, at up to 50% of appraised value. Slope, road access, utilities and fire rules will all show up in the appraisal.

Do you lend in Brea?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Brea, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Brea

Cash-Out Second Mortgages in BreaConstruction Loans in BreaFix and Flip Loans in Brea

Land Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressDana PointLaguna BeachSan Juan CapistranoLaguna HillsSeal BeachStanton

Have a Parcel in Brea?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Brea and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.