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La Habra, CA · Land Financing

Land Loans in La Habra
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around La Habra, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in La Habra

What to Know About La Habra

La Habra sits at the top of Orange County on the Los Angeles County line, with the Puente Hills rising to the north. Most of the city is postwar single-family housing from the 1950s and 1960s, with some older homes near downtown and newer neighborhoods toward the hills.

Vacant land in La Habra is mostly on the hillside edge to the north and in occasional infill spots. Slope and access matter more than anything else on the hill lots. We lend up to 50% of appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

La Habra Neighborhoods

We lend throughout La Habra and the rest of Orange County, including these areas.

Downtown La HabraWestridgeLa Bonita Park areaneighborhoods along Imperial Highwaynorth La Habra near the hills

Straight Answers

Land Loans in La Habra: Questions

Do you lend on hillside land near La Habra?

Yes. We lend up to 50% of appraised value, purchase or refinance, and access and slope will weigh heavily in the appraisal.

Do you lend in La Habra?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including La Habra, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in La Habra?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving La Habra and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.