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Lakewood, CA · Land Financing

Land Loans in Lakewood
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Lakewood, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Lakewood

What to Know About Lakewood

Lakewood is one of the best-known postwar planned suburbs in the country, built at a fast pace in the early 1950s on flat land between Long Beach and the 605 Freeway. Most of the city is small single-story ranch homes on regular lots, with the older Lakewood Village area near Long Beach Airport predating the big tract build-out.

With the city almost entirely developed in the 1950s, open land in Lakewood is rare. Deals tend to involve a commercial pad, a leftover parcel or a lot along one of the main boulevards, and zoning decides most of the value. We lend up to 50% of the appraised value on a purchase or a refinance, and the appraisal sets the number.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Lakewood Neighborhoods

We lend throughout Lakewood and the rest of Los Angeles County, including these areas.

Lakewood VillageMayfairneighborhoods near Lakewood CenterCarson Park areaDel Valle Park areaneighborhoods around Bolivar Park

Straight Answers

Land Loans in Lakewood: Questions

Is there anything to buy for a land loan in Lakewood?

Not much, since the city was built out early. When a parcel does come up, we lend up to 50% of the appraised value, purchase or refinance.

Do you lend in Lakewood?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Lakewood, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Lakewood?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Lakewood and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.