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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Orange, CA · Land Financing

Land Loans in Orange
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Orange, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Orange

What to Know About Orange

The City of Orange grew outward from the Plaza in Old Towne, one of the largest historic districts in California, with Craftsman bungalows and early twentieth-century homes on the surrounding blocks. East of the 55 the city turns into postwar tracts and then hillside neighborhoods like Santiago Hills and Serrano Heights.

Most land in Orange is on the east side, in hillside areas and around Orange Park Acres, where lots are larger and some are zoned for horses. Access, slope and fire-zone rules weigh on value. We lend up to 50% of appraised value on a purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Orange Neighborhoods

We lend throughout Orange and the rest of Orange County, including these areas.

Old Towne OrangeEl ModenaOrange Park AcresSantiago HillsSerrano Heightsneighborhoods near Chapman University

Straight Answers

Land Loans in Orange: Questions

Do you lend on horse-property lots in Orange Park Acres?

We can. The appraisal will weigh lot size, zoning, access and any fire-zone requirements, and we lend up to 50% of that appraised value, purchase or refinance.

Do you lend in Orange?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Orange, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Orange

Cash-Out Second Mortgages in OrangeConstruction Loans in OrangeFix and Flip Loans in Orange

Land Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaWestminsterBuena ParkTustinLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressBreaDana PointLaguna BeachSan Juan CapistranoLaguna HillsSeal BeachStanton

Have a Parcel in Orange?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Orange and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.