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Westminster, CA · Land Financing

Land Loans in Westminster
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Westminster, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. A real person will follow up.
Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in Westminster

What to Know About Westminster

Westminster is flat, built-out and mostly single-family, with tract homes that replaced farmland in the 1950s and 1960s. It is also home to Little Saigon, the center of the largest Vietnamese American community in the country, with a dense commercial corridor along Bolsa Avenue.

Raw land is rare in Westminster. When a parcel comes up, it’s usually an infill lot or a site near the commercial corridors. We lend up to 50% of appraised value, purchase or refinance, and zoning carries a lot of weight in that appraisal.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Westminster Neighborhoods

We lend throughout Westminster and the rest of Orange County, including these areas.

Little SaigonCivic Center areaneighborhoods near Westminster MallSigler Park areaneighborhoods along Beach Boulevard

Straight Answers

Land Loans in Westminster: Questions

Do you make land loans in Westminster even though there’s so little vacant land?

Yes, when a parcel comes up. We lend up to 50% of appraised value, purchase or refinance, and we lend on land elsewhere in California too.

Do you lend in Westminster?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Westminster, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Westminster?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Westminster and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.