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Los Angeles, CA · Land Financing

Land Loans in Los Angeles
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Los Angeles, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Los Angeles

What to Know About Los Angeles

The City of Los Angeles covers everything from hillside streets in Silver Lake and Eagle Rock to the flat postwar grids of Van Nuys and North Hollywood in the San Fernando Valley. Craftsman and Victorian homes in Highland Park, early bungalows across South LA and mid-century houses near LAX in Westchester all fall under the same city rules.

Most land loans in Los Angeles are hillside lots or small infill parcels. A vacant lot in the hills above Silver Lake or Eagle Rock can look cheap until you price access, retaining walls and utility runs, and fire zone rules add another layer. Flat infill lots in the Valley or South LA are worth what zoning lets you build on them. We lend up to 50% of the appraised value, purchase or refinance, with the appraisal setting the figure.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Los Angeles Neighborhoods

We lend throughout Los Angeles and the rest of Los Angeles County, including these areas.

Silver LakeHighland ParkEagle RockVan NuysNorth HollywoodSouth LAWestchester

Straight Answers

Land Loans in Los Angeles: Questions

Will you lend on a vacant hillside lot in Los Angeles?

Yes, up to 50% of the appraised value, purchase or refinance. Access, slope, utilities and fire zone status all affect that appraisal.

Do you lend in Los Angeles?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Los Angeles, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Los Angeles?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Los Angeles and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.