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Tustin, CA · Construction Financing

Construction Loans in Tustin
Ground-Up, ADUs and Rebuilds.

Private construction financing for Tustin builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Tustin

What to Know About Tustin

Tustin has three distinct parts: Old Town, with homes and storefronts dating back more than a century, the master-planned Tustin Ranch built mostly in the 1980s and 1990s, and Tustin Legacy, new development on the former Marine Corps Air Station where the giant blimp hangars still stand.

Old Town Tustin has design guidelines for exterior changes, and Tustin Ranch and Tustin Legacy homes usually need HOA architectural approval before the city will issue permits. Most projects we see are additions, ADUs and large remodels. We underwrite to approved plans and fund draws as work is inspected.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Tustin Neighborhoods

We lend throughout Tustin and the rest of Orange County, including these areas.

Old Town TustinTustin RanchTustin LegacyTustin MeadowsColumbus Square

Straight Answers

Construction Loans in Tustin: Questions

Do I need HOA approval before you’ll fund a Tustin Ranch remodel?

In most cases the HOA has to sign off before the city issues permits, and we fund against approved plans. We plan the draw schedule around that approval process.

Do you lend in Tustin?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Tustin, rather than handing them to an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

Have a Build in Tustin?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Tustin and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.