Call Now

Homeowners Investors We Buy Properties for Cash (818) 937-9987

(818) 937-9987, Call Now Home For Homeowners For Investors We Buy Properties for Cash Brokers About

Dana Point, CA · Land Financing

Land Loans in Dana Point
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Dana Point, sized against the appraised value of the parcel.

✓ Raw & entitled land

✓ Purchase or refinance

✓ Up to 50% LTV

✓ $50K–$5M+

Submit Your Deal

No obligation. A real person will follow up.

First Name *

Phone *

City where the land is located *Land loans are for vacant or unimproved land, not homes or buildings.

Property State

Loan Amount Needed

By submitting you agree to be contacted by phone, text, or email about your inquiry. Consent is not a condition of obtaining a loan. See our Privacy Policy.

Land Loans in Dana Point

What to Know About Dana Point

Dana Point wraps around its harbor and the headlands above it, and most of the city lies within the California coastal zone. The Lantern District mixes older cottages with newer mixed-use buildings, Capistrano Beach lines a narrow strip of coast, and Monarch Beach and Niguel Shores include planned, gated enclaves.

Vacant lots in Dana Point are rare and usually come with bluff, slope or coastal limits that shape what can go on them. The appraisal sets value with those limits in mind. We lend up to 50% of that appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value

The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.

50% LTV Maximum

We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.

Raw or Entitled

Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.

Up to 50%

Of Appraised Value

$50K–$5M+

Loan Amounts

Appraisal

Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Dana Point Neighborhoods

We lend throughout Dana Point and the rest of Orange County, including these areas.

Lantern DistrictCapistrano BeachMonarch BeachNiguel ShoresThe Strand at HeadlandsDana Point Harbor area

Straight Answers

Land Loans in Dana Point: Questions

Do you lend on a bluff lot in Dana Point?

We can, at up to 50% of the appraised value. Bluff setbacks and geotechnical findings limit what can be built, and the appraisal reflects that.

Do you lend in Dana Point?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Dana Point, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Dana Point?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Dana Point and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.

Land Loans in Dana PointRaw and Entitled Land Financing.