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San Juan Capistrano, CA · Land Financing

Land Loans in San Juan Capistrano
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around San Juan Capistrano, sized against the appraised value of the parcel.

✓ Raw & entitled land

✓ Purchase or refinance

✓ Up to 50% LTV

✓ $50K–$5M+

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City where the land is located *Land loans are for vacant or unimproved land, not homes or buildings.

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Land Loans in San Juan Capistrano

What to Know About San Juan Capistrano

San Juan Capistrano grew up around Mission San Juan Capistrano, founded in 1776, and the Los Rios District beside it holds some of the oldest homes in California. Away from downtown the city opens into horse properties, gated communities and hillside neighborhoods along Ortega Highway, with a good deal of preserved open space.

San Juan Capistrano is one of the few south county cities where land still comes up, mostly larger semi-rural and hillside parcels toward the east. Access, slope, utilities and open space boundaries shape value. We lend up to 50% of the appraised value on a purchase or refinance, with an appraisal required.

How It Works

Land Loan Terms

Based on Appraised Value

The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.

50% LTV Maximum

We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.

Raw or Entitled

Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.

Up to 50%

Of Appraised Value

$50K–$5M+

Loan Amounts

Appraisal

Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

San Juan Capistrano Neighborhoods

We lend throughout San Juan Capistrano and the rest of Orange County, including these areas.

Los Rios DistrictDowntown around the MissionMarbellaRancho San Juanneighborhoods along Ortega HighwayCapistrano Valley

Straight Answers

Land Loans in San Juan Capistrano: Questions

Is there still land to buy in San Juan Capistrano?

Some, mostly larger parcels toward the east. We lend up to 50% of appraised value, purchase or refinance, and access and open space boundaries shape that value.

Do you lend in San Juan Capistrano?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including San Juan Capistrano, rather than handing them to an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in San Juan Capistrano?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving San Juan Capistrano and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.

Land Loans in San Juan CapistranoRaw and Entitled Land Financing.