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Poway, CA · Land Financing

Land Loans in Poway
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Poway, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Poway

What to Know About Poway

Poway calls itself “The City in the Country.” It is known for large lots, horse properties and riding trails, with Lake Poway and open space around the city. Parts of Poway are in high fire hazard areas.

Poway has more rural land than most San Diego County cities, and parcels often involve wells, septic, access and fire-zone factors that affect value. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Poway Neighborhoods

We lend throughout Poway and the rest of San Diego County, including these areas.

Green ValleyOld Powayneighborhoods near Lake PowayGarden Road areaSouth Poway

Straight Answers

Land Loans in Poway: Questions

Do you lend on rural Poway parcels?

Yes, up to 50% of appraised value. Wells, septic, access and fire-zone factors affect value.

Do you lend in Poway?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Poway, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Poway?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Poway and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.