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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Carlsbad, CA · Land Financing

Land Loans in Carlsbad
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Carlsbad, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Carlsbad

What to Know About Carlsbad

Carlsbad runs from the older beach-side neighborhoods around Carlsbad Village and Olde Carlsbad to master-planned areas inland like La Costa, Aviara and Bressi Ranch. Values are high, and much of the coastal side is in the coastal zone.

Vacant land in Carlsbad is scarce and expensive, and coastal-zone rules affect what can be built near the shore. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Carlsbad Neighborhoods

We lend throughout Carlsbad and the rest of San Diego County, including these areas.

Olde CarlsbadLa CostaAviaraCalavera HillsBressi RanchCarlsbad Village

Straight Answers

Land Loans in Carlsbad: Questions

Do you lend on Carlsbad lots?

Yes, up to 50% of appraised value. Coastal-zone rules affect what can be built near the shore.

Do you lend in Carlsbad?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Carlsbad, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Carlsbad

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Land Loans Elsewhere in San Diego County

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Have a Parcel in Carlsbad?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Carlsbad and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.